Life Insurance

When you start thinking about life insurance, odds are you’re thinking about protecting your family both now and in the future. And that’s a great place to start. But life insurance can do so much more. While everyone can benefit from life insurance, you may want to consider one type more than another at different points in your life. We’re here to help you figure that out.

The Alternative Asset

Own an Attractive Alternative Asset Class

Fortunately, the affluent can earn more and accumulate more wealth over a lifetime. Unfortunately, with that comes greater taxation as well.

Some of you have learned the value of life insurance to offset tax liability and enhance generational wealth transfer. Others have yet to discover the extenuating benefits of this alternative asset.

Life insurance far outperforms its classic death benefit role. The right policy reduces risk and taxes.

Regardless of the type of life insurance you own, you must ask yourself these questions:

R

Is my insurance owned correctly?

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Do both my primary and contingent beneficiaries conform to my current estate plan?

The Right Amount of Insurance

Needs differ with the ebb and flow of life events.

When you’re younger and wrapped up in responsibilities of family and business, you may not take the time to consider the risks and rewards of building an estate.

If advised properly, you will have bought life insurance as a hedge against premature death to take care of your family and others that you care about.

When success arrives, and wealth forms, your life insurance may be  positioned to protect your estate and either reduce or completely mitigate the inheritance taxation to be imposed on your heirs. Otherwise, you’ll find the federal government an unwanted business partner.

Without obligation, let us show you how a custom designed life insurance strategy will work specifically for you.
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Life Insurance

We've successfully changed the conversation. A safe and often guaranteeed asset class that provides equity type returns and more from day one. 

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Don’t leave your family members to fight it out in court. Or without means to carry on their lives.

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The majority of life insurance policies are underperforming, are at a risk of being canceled, or are priced incorrectly.

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Advisors Insurance Design is an affiliated firm of The A.I.D. Group, a leading full-service financial planning firm headquartered in Fort Lauderdale, FL.

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